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Farm & Agribusiness Insurance
Uncertainty is a way of life for farmers - and that simple fact is what makes the right insurance coverage so important. As the leading insurer of Wisconsin's farms, Rural Mutual understands the risks involved and provides property and liability coverages with a variety of options available to address your individual needs.
As you’d expect from Wisconsin’s leading farm insurer, Rural Mutual Insurance offers creative, cost effective solutions to the increasingly complex risks faced by today’s farmer. But if you trace our growth back to our founding in 1934 by members of Wisconsin’s Farm Bureau Federation, you’ll see that it’s our adherence to rural values that determines how we do business – and that’s what really sets us apart.
Our farm and agribusiness coverages include:
FarmPak
Comprehensive coverage for your family farm or more complex agribusiness operation. This policy can insure your home and personal items, farm buildings, farm personal property and provide liability for daily risk exposures. A variety of options specific to your business, including pollution liability, are available for a complete program.
Farm Umbrella Liability
An endorsement that provides additional liability insurance for farming exposures.
Crop Hail Insurance
Protection for your growing crops against direct loss of yield due to fire, lightning, damage by vehicles, vandalism and malicious mischief. Crop Hail insurance offers acre-by-acre coverage at an affordable price.
Multi-Peril Crop Insurance
Insurance protection for your crops from unavoidable loss of production due to a wide range of natural causes. The types of Multi-Peril Crop Insurance available in Wisconsin are CAT (Catastrophic), Buy Up, CRC (Crop Revenue Coverage) and GRP (Group Risk Plan). Unit coverage is available on insured crops. Multi-Peril Crop Insurance is offered through Rural Community Insurance Services.
Workers Compensation
Protection for you and your employees while at work. Ask about our Workers Compensation dividend program which may pay you back for safety.
Country Estate
Specifically designed for rural homeowners who have a small amount of farm-like risks, such as horses.
Group Health & Disability
You can offer a competitive and quality benefit plan. Group health and disability is available for most agricultural businesses.
Business Overhead Expense
Keep the business running if you, the owner, become disabled. A monthly check helps pay your business overhead expenses, during this uncertain time.
Safety and Loss Prevention
According to the National Safety Council, agriculture is the most hazardous industry in the nation. Lets work together to change this. Protecting people on the farm and protecting property is in everyone’s best interest; our economy, our community, our fellow workers, and our families. Safety and loss prevention adds value to agriculture and our lives.
Use our Agent Locator to find the agent in your area.
For additional products and services information, visit our Personal , Business and Safety and Loss Prevention pages. |
