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Rural Means Undivided Attention
Rural isn't where you live; it's what you value. It's a belief that people who know each other look out for each other better. Rural Mutual Insurance Company provides undivided attention to businesses right here in Wisconsin– so we get the details right. Working close together. That's what we do. That's who we are.
Rural Mutual provides your campground with business insurance protection in four critical areas:
- Property
- Bodily injury and property damage liability
- Business Auto
- Workers Compensation
Contact a Rural Mutual Agent for Coverage
Rural Mutual's Campground insurance policy can provide comprehensive coverage for a campground's buildings, contents and other owned property.
Buildings
May include offices, camp stores, rental cabins and park model campers. Coverage also includes additions, permanent fixtures, maintenance or service equipment, permanently attached appliances and more.
Business Personal Property
May include property the campground owns that's used in or on buildings at the described location. Includes furniture, machinery, picnic tables, fire rings and equipment.
Additional Property Coverages and Extensions 
Additional coverages are available including:
- Peak Season Coverage
- Outdoor Signs
- Debris Removal
- Preservation of Property
- Pollution Clean Up and Removal
- Restoration of Electronic Data
- Fire Department Service Charge
- And More
Extensions
- Newly Acquired or Constructed Property
- Personal Effects and Property of Others
- Valuable Papers and Records
- Property Off Premises
- Outdoor Property
As campgrounds expand their recreational activities, additional insurance coverage may be needed. Your Rural Mutual insurance agent may also secure coverage for:
- Jumping Pillows
- Water Slides
- Swimming Pools or Beaches
- Bike Rental
- Special Events
- Equine Activities or Events
- And More
Lawsuits are a threat to those in business today. Rural Mutual's Liability Insurance provides coverage for a campground's legal obligation for bodily injury and property damage caused to others. Liability coverage designed specifically for your campground with coverage to include:
- Liquor Liability
- Watercraft
- Mobile Equipment
- Contractual Liability
- And More
Commercial Property Plus Endorsement
The Commercial Property Plus Endorsement extends the Building and Personal Property coverage by adding additional coverage and increasing the limits for some existing additional coverages. When this optional endorsement is selected, it applies to all locations and all buildings at each location.
Worker's Compensation provides coverages for employees who sustain a job related accident resulting in bodily injury or an occupational disease in the course of their employment. Worker's Compensation covers medical expenses, disability, and death benefits.
Protecting people on the job and protecting property is in everyone's best interest; our economy, our community, our fellow workers, and our families. Safety and loss prevention adds value to businesses and our lives.
Rural Mutual may also conduct loss control visits to help your campground run in the safest manner possible.
