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In a world full of hard choices, insuring your business with Rural Mutual may be one of the easiest decisions you’ll ever make. We design coverage plans that fit the exact needs of:
- Sole proprietorships
- Partnerships
- Corporations
- Towns and Municipalities Rural Mutual Insurance is the endorsed insurance carrier for the Wisconsin Towns Association.
- Campgrounds Rural Mutual is a proud member of the Wisconsin Association of Campground Owners (WACO) and provides coverage specially planned for the campground industry.
- Meat Processors Meat Processors – Rural Mutual Insurance is a member of the Wisconsin Association of Meat Processors (WAMP) and provides insurance protection for business income, spoilage, liability and more.
- Bed & Breakfasts Rural Mutual is a proud member of the Wisconsin Bed & Breakfast Association (WBBA) and provides insurance protection aimed at the Bed & Breakfast owner.
- Hotels and Motels Rural Mutual is a member of the Wisconsin Hotel and Lodging Association (WHLA) providing insurance protection to the inns, hotels and motels of Wisconsin.
- Contractors Contractors – Rural Mutual provides contractors in Wisconsin with coverage for business liability, tools and equipment, business income and more.
- A variety of other business types
For the small- to medium-size operation, this policy combines coverage for business property with liability protection for risk exposures.
Your business owner's policy covers your building and business property. Plus, it protects you from liability exposures due to injuries and damage caused by your business. General liability protection includes:
- Bodily injury and property damage
- Personal and advertising injury
- Medical payments
- Products completed operations
- Supplemental payments
You're also protected against:
- Business property damage
- Building damage
- Business income/extra expense
- Outdoor sign damage
- Employee dishonesty
- Valuable documents on and off premises
- Water backup and sump pump overflow
- Electronic data
- Forgery or alteration
- Money & securities
- Equipment breakdown
- Accounts receivable
Extensive coverage for more complex businesses. Available coverages include:
- Property
- Crime
- Inland marine
- General liability
Protect yourself and your employees while at work. Ask about our workers' compensation dividend program, which may pay you back for safety.
Protect the vehicles that play a vital role in your business.
Get added protection against business risk liability.
Keep the business running if the owner(s) becomes disabled.
Protecting people on the job and protecting property is in everyone's best interest; our economy, our community, our fellow workers, and our families. Safety and loss prevention adds value to businesses and our lives.
Rural Mutual will conduct loss control visits to help your operation run in the safest manner possible.
Small business or large corporation. Your Rural Mutual agent can provide you with competitive options for group health and disability coverage.
Exclusively endorsed by the Wisconsin Towns Association, providing coverage to more than half of the towns in the state.
