Email
Facebook
Twitter
Print
Text Resize
Peace of mind for your family.
You grow, you change. Every phase of life requires you to re-evaluate the level of protection you want for your family, your home and your belongings. Your Rural Mutual Insurance agent will help you find the perfect fit for your life circumstances:
We'll help you determine what's required in Wisconsin and the coverage levels you need for:
Liability
What it is:
This protects you from the injury or death of another driver or passenger from an auto accident if you are determined to be at fault. Some of the things you may be liable for include:
- Their medical expenses
- Their lost wages
- Damages for their pain and suffering
- Damage to their vehicle
- Damage to buildings or other property
Why you need it:
It's the law in Wisconsin. Damages in an accident could be hundreds of thousands of dollars. If damages exceed the amount for which you're insured, you could be left with a personal exposure where the victim can legally pursue you or your assets for reimbursement.
Collision
What it is:
Covers damages to your insured auto that results from a collision with another object which could include things like:
- Another car
- A tree
- A building
Why you might want it:
It helps protect you from large repair bills and if your car is damaged beyond repair, you can recover the actual cash value of your vehicle, minus your deductible.
Comprehensive (other than collision)
What it is:
Helps pay for damage to your car not caused by a collision—things like:
- Falling objects
- Hail
- Fire
- Deer
- Theft and vandalism
- Explosion
- Flood
Why you might want it:
It helps protect you from large repair bills and if your car is damaged beyond repair, you can recover the actual cash value minus your deductible.
Optional Coverages at no cost
- Pet Medical payments up to $500 if your pet is injured in a collision
- Transportation expense
No matter what you consider home, we'll help protect it—and the possessions within.
Get Equipment Breakdown on your home appliances, computer, furnace, air conditioner and more when you renew your Homeowners or Country Estate policy. Click Here to Learn More
Homeowner's insurance protects your house and personal property and includes liability coverage for your home and premiseds. You can also insure watercraft and recreational vehicles on this policy.
Typically, your condominium association’s insurance coverage stops inside the exterior walls, meaning that you are responsible for the interior as well as your personal property and liability exposures.
Affordable coverage for renters who need personal property and liability protection. You can insure your boats and recreational vehicles on this policy, too.
Provides additional liability insurance to help protect your assets in the event of a lawsuit.
Get comprehensive health care plans for yourself, your family, and your businesses. Your Rural Mutual Insurance agent will help you get the comprehensive protection you need.
Life Insurance provides financial protection to your family in the event of an untimely loss. Your Rural Mutual Insurance agent will help you get comprehensive protection for your life insurance needs.
Protect your greatest asset—your ability to earn a living. Disability insurance helps assure you and your family retain the resources needed to cover living expenses if you become disabled. Your Rural Mutual Insurance agent will help you get the protection you need.
Conserve your life savings and assets in case you require costly, long term care. Your Rural Mutual Insurance agent will help you get the protection you need.
